美国各州税负高低排行榜（依据2026 WalletHub 钱包资讯)

2026-04-10  来源： 中餐通讯编

导读


2026 年报税季临近，美国各州州税与地方税差异显著，税负最重州的负担可达最轻州两倍以上。WalletHub 发布 2026 年美国各州税负排行榜，综合所得税、房产税、销售与消费税等维度，对比全美 50 州及华盛顿特区的实际税负水平，清晰呈现税负高低分布，为居民与投资者提供参考。

税负最低前五州

  1. 阿拉斯加 | 6.94% | $5,634

  2. 特拉华 | 7.19% | $5,842

  3. 怀俄明 | 7.58% | $6,156

  4. 爱达荷 | 7.65% | $6,215

  5. 蒙大拿 | 7.88% | $6,398

税负最高前五州

  1. 伊利诺伊 | 16.87% | $13,699

  2. 纽约 | 14.95% | $12,143

  3. 康涅狄格 | 14.58% | $11,838

  4. 宾夕法尼亚 | 14.09% | $11,445

  5. 新泽西 | 14.06% | $11,416




对于数百万需要向美国政府缴税的美国人而言，报税季往往充满压力。美国家庭平均每年需缴纳近 14,000 美元的联邦所得税。尽管所有人都面临相同的联邦纳税义务，但各州及地方的税收差异却十分显著。例如，税负最重州的纳税人，其缴纳的税款是税负最轻州的两倍以上。


但令人意外的是，所得税税率低并不代表整体税负就低。举例来说，华盛顿州居民虽无需缴纳州所得税，却仍要将年收入的近 9% 用于支付销售税和消费税。得克萨斯州居民同样无需缴纳所得税，但其收入的 1.49% 要用于缴纳房产税，这一比例位居全美前列。


随着今年 4 月 15 日报税截止日临近，WalletHub 对比了美国 50 个州及华盛顿特区与全国中位数水平，梳理出纳税人缴税金额最少和最多的地区。我们将各州及地方的有效所得税率，套用于美国人均收入水平，以此计算出相对所得税负担。


Main Findings

StateRank
Alaska1
Delaware2
Wyoming3
Idaho4
Montana5
South Carolina6
Colorado7
Nevada8
Florida9
District of Columbia10
North Dakota11
New Hampshire12
Utah13
California14
Arizona15
South Dakota16
Missouri17
North Carolina18
Tennessee19
Georgia20
West Virginia21
Oregon22
Alabama23
Maine24
Oklahoma25
Minnesota26
Virginia27
New Mexico28
Rhode Island29
Massachusetts30
Vermont31
Indiana32
Maryland33
Arkansas34
Kentucky35
Washington36
Wisconsin37
Michigan38
Mississippi39
Hawaii40
Louisiana41
Texas42
Ohio43
Iowa44
Nebraska45
Kansas46
New Jersey47
Pennsylvania48
Connecticut49
New York50
Illinois51

Taxes by State

Overall Rank
(1=Lowest)

State

Effective Total State & Local Tax Rates on Median U.S. Household*

Annual State & Local Taxes on Median U.S. Household*

% Difference Between State & U.S. Avg.**

Annual State & Local Taxes on Median State Household***

Adjusted Overall Rank (based on Cost of Living Index)

1Alaska6.94%$5,634-37.02%$6,1538
2Delaware7.19%$5,842-34.70%$6,1622
3Wyoming7.58%$6,156-31.18%$5,8163
4Idaho7.65%$6,215-30.52%$6,4621
5Montana7.88%$6,398-28.47%$6,3224
6South Carolina8.65%$7,028-21.44%$5,9875
7Colorado8.75%$7,110-20.52%$9,00712
8Nevada8.76%$7,113-20.49%$7,44613
9Florida8.76%$7,116-20.45%$6,9676
10District of Columbia9.23%$7,497-16.19%$11,90444
11North Dakota9.37%$7,609-14.94%$6,55718
12New Hampshire9.43%$7,654-14.43%$9,16829
13Utah9.83%$7,985-10.73%$9,89820
14California9.83%$7,987-10.72%$12,03137
15Arizona9.91%$8,052-9.99%$8,28219
16South Dakota9.93%$8,068-9.81%$6,93814
17Missouri9.95%$8,081-9.66%$6,6497
18North Carolina9.99%$8,115-9.28%$7,24110
19Tennessee10.06%$8,172-8.64%$7,0449
20Georgia10.32%$8,381-6.31%$7,90411
21West Virginia10.52%$8,547-4.45%$5,98916
22Oregon10.68%$8,675-3.02%$10,01835
23Alabama10.71%$8,696-2.79%$6,75215
24Maine10.82%$8,784-1.80%$8,08634
25Oklahoma10.82%$8,784-1.80%$6,54517
26Minnesota10.92%$8,872-0.82%$9,35626
27Virginia11.06%$8,9830.42%$10,18428
28New Mexico11.11%$9,0220.86%$7,06227
29Rhode Island11.21%$9,1001.73%$10,40242
30Massachusetts11.33%$9,1982.82%$13,07746
31Vermont11.41%$9,2703.63%$9,04041
32Indiana11.62%$9,4395.51%$7,85425
33Maryland11.66%$9,4655.81%$12,06645
34Arkansas11.69%$9,4916.10%$6,86821
35Kentucky11.80%$9,5847.14%$7,23722
36Washington12.02%$9,7669.17%$13,14840
37Wisconsin12.05%$9,7859.39%$8,63431
38Michigan12.08%$9,8149.71%$8,01024
39Mississippi12.33%$10,01611.97%$6,85923
40Hawaii12.36%$10,03912.22%$13,59051
41Louisiana12.55%$10,19513.97%$7,50933
42Texas12.59%$10,22214.27%$9,35132
43Ohio12.90%$10,48017.15%$8,21530
44Iowa13.37%$10,85421.34%$8,69736
45Nebraska13.54%$10,99722.93%$9,31638
46Kansas14.02%$11,38527.27%$9,36839
47New Jersey14.06%$11,41627.61%$15,21949
48Pennsylvania14.09%$11,44527.95%$10,19043
49Connecticut14.58%$11,83832.33%$13,42850
50New York14.95%$12,14335.75%$14,02047
51Illinois16.87%$13,69953.14%$12,53848

*Assumes “Median U.S. Household” has an annual income of $81,211 (mean third quintile U.S. income); owns a home valued at $332,700 (median U.S. home value); owns a car valued at $29,100 (the highest-selling car of 2025); and spends annually an amount equal to the spending of a household earning the median U.S. income.
**National Average of State and Local Tax Rates = 11.02%
***Assumes “Median State Household” has an annual income equal to the mean third quintile income of the state; owns a home at a value equal to the median of the state; owns a car valued at $29,100 (the highest-selling car of 2025); and spends annually an amount equal to the spending of a household earning the median state income.

Gas Taxes (per gallon)
Lowest

  • 1. Alaska

  • 2. Hawaii

  • 3. New Mexico

  • 4. Arizona

  • T-5. Oklahoma

  • T-5. Texas

Gas Taxes (per gallon)
Highest

  • 47. Indiana

  • 48. Pennsylvania

  • 49. Washington

  • 50. Illinois

  • 51. California

Best State vs. Worst State: 8x Difference
Alaska vs. California
State Cigarette Tax Rates* (per pack of 20 cigarettes)
Lowest

  • 1. Missouri

  • 2. Georgia

  • 3. North Dakota

  • 4. North Carolina

  • T-5. Idaho

  • T-5. South Carolina

State Cigarette Tax Rates* (per pack of 20 cigarettes)
Highest

  • 47. Connecticut

  • T-48. District of Columbia

  • T-48. Rhode Island

  • 50. Maryland

  • 51. New York

Best State vs. Worst State: 31x Difference
Missouri vs. New York
Food Tax Rates
States with No Food Tax

  • T-1. Alaska

  • T-1. Arizona

  • T-1. California

  • T-1. Colorado

  • T-1. Connecticut

Food Tax Rates
Worst

  • 47. Louisiana

  • 48. Missouri

  • 49. Idaho

  • 50. Tennessee

  • 51. Mississippi

*Note: Local Taxes are not included and can be substantial.

Blue vs. Red States

State & Local Tax Breakdown

All effective tax rates shown below were calculated as a percentage of the mean third quintile U.S. income of $81,211 and based on the characteristics of the Median U.S. Household*.

State

Effective Real-Estate Tax Rate

Real-Estate Tax Rank ($)

Effective Vehicle Property Tax Rate

Vehicle Property Tax Rank ($)

Effective Income Tax Rate

Income Tax Rank ($)

Effective Sales & Excise Tax Rate

Sales & Excise Tax Rank ($)

Effective Total State & Local Tax Rates on Median U.S. Household*

Alaska4.53%36
($3,678)		0.00%1
($0)		0.00%1
($0)		2.41%5
($1,956)		6.94%
Delaware2.06%8
($1,671)		0.00%1
($0)		3.25%43
($2,641)		1.88%3
($1,530)		7.19%
Wyoming2.34%14
($1,898)		0.64%40
($524)		0.00%1
($0)		4.60%20
($3,734)		7.58%
Idaho1.99%7
($1,620)		0.00%1
($0)		1.97%28
($1,600)		3.69%8
($2,995)		7.65%
Montana2.94%20
($2,384)		0.41%33
($329)		3.11%41
($2,524)		1.43%1
($1,161)		7.88%
South Carolina1.98%6
($1,607)		0.83%47
($678)		1.48%19
($1,200)		4.36%15
($3,542)		8.65%
Colorado1.98%5
($1,605)		0.64%39
($519)		1.58%21
($1,287)		4.55%18
($3,699)		8.75%
Nevada1.91%3
($1,549)		0.76%44
($617)		0.59%10
($481)		5.50%37
($4,465)		8.76%
Florida3.12%24
($2,530)		0.00%1
($0)		0.00%1
($0)		5.65%41
($4,586)		8.76%
District of Columbia2.40%15
($1,946)		0.00%1
($0)		2.24%31
($1,820)		4.59%19
($3,730)		9.23%
North Dakota4.05%31
($3,286)		0.00%1
($0)		0.12%7
($101)		5.20%33
($4,223)		9.37%
New Hampshire6.79%48
($5,511)		0.64%40
($524)		0.41%9
($333)		1.58%2
($1,287)		9.43%
Utah2.11%10
($1,717)		0.00%1
($0)		2.33%34
($1,893)		5.39%36
($4,376)		9.83%
California2.86%17
($2,320)		0.23%28
($189)		0.92%11
($751)		5.82%42
($4,726)		9.83%
Arizona1.95%4
($1,585)		0.60%38
($489)		1.00%12
($813)		6.36%43
($5,165)		9.91%
South Dakota4.34%34
($3,521)		0.00%1
($0)		0.00%1
($0)		5.60%40
($4,547)		9.93%
Missouri3.47%29
($2,814)		0.91%49
($743)		1.43%17
($1,158)		4.14%11
($3,366)		9.95%
North Carolina2.69%16
($2,183)		0.39%32
($319)		1.89%25
($1,535)		5.02%29
($4,078)		9.99%
Tennessee2.06%9
($1,673)		0.00%1
($0)		0.22%8
($182)		7.78%49
($6,317)		10.06%
Georgia3.16%25
($2,568)		0.00%1
($0)		2.39%35
($1,943)		4.77%22
($3,870)		10.32%
West Virginia2.18%11
($1,770)		0.60%37
($484)		2.68%37
($2,174)		5.07%31
($4,119)		10.52%
Oregon3.32%28
($2,700)		0.00%1
($0)		5.34%51
($4,333)		2.02%4
($1,642)		10.68%
Alabama1.54%2
($1,249)		0.25%29
($203)		3.38%44
($2,742)		5.54%38
($4,502)		10.71%
Maine4.19%33
($3,406)		0.86%48
($698)		1.56%20
($1,264)		4.21%12
($3,416)		10.82%
Oklahoma3.28%26
($2,663)		0.00%1
($0)		1.95%27
($1,583)		5.59%39
($4,538)		10.82%
Minnesota4.18%32
($3,392)		0.56%36
($458)		1.68%22
($1,363)		4.51%17
($3,659)		10.92%
Virginia2.98%21
($2,419)		1.42%51
($1,156)		2.75%39
($2,236)		3.91%9
($3,172)		11.06%
New Mexico2.86%18
($2,321)		0.00%1
($0)		1.31%14
($1,065)		6.94%46
($5,636)		11.11%
Rhode Island4.97%37
($4,033)		0.00%1
($0)		1.45%18
($1,174)		4.79%24
($3,893)		11.21%
Massachusetts4.37%35
($3,547)		0.81%45
($655)		3.09%40
($2,513)		3.06%6
($2,484)		11.33%
Vermont6.52%47
($5,295)		0.00%1
($0)		1.39%15
($1,128)		3.50%7
($2,846)		11.41%
Indiana3.03%22
($2,461)		0.43%34
($350)		3.12%42
($2,536)		5.04%30
($4,092)		11.62%
Maryland3.99%30
($3,243)		0.00%1
($0)		3.42%46
($2,781)		4.24%13
($3,442)		11.66%
Arkansas2.27%13
($1,840)		0.37%31
($297)		1.91%26
($1,549)		7.15%47
($5,804)		11.69%
Kentucky3.08%23
($2,498)		0.52%35
($420)		3.41%45
($2,767)		4.80%25
($3,899)		11.80%
Washington3.31%27
($2,685)		0.00%1
($0)		0.00%1
($0)		8.72%51
($7,081)		12.02%
Wisconsin5.83%43
($4,734)		0.00%1
($0)		2.16%30
($1,752)		4.06%10
($3,299)		12.05%
Michigan5.14%38
($4,172)		0.22%27
($178)		2.27%32
($1,845)		4.46%16
($3,619)		12.08%
Mississippi2.93%19
($2,381)		1.23%50
($996)		1.76%23
($1,429)		6.42%44
($5,210)		12.33%
Hawaii1.09%1
($888)		0.00%1
($0)		3.71%48
($3,016)		7.55%48
($6,135)		12.36%
Louisiana2.23%12
($1,813)		0.04%26
($29)		2.27%33
($1,847)		8.01%50
($6,506)		12.55%
Texas6.11%45
($4,961)		0.00%1
($0)		0.00%1
($0)		6.48%45
($5,261)		12.59%
Ohio5.38%41
($4,371)		0.00%1
($0)		2.58%36
($2,092)		4.95%27
($4,017)		12.90%
Iowa5.71%42
($4,634)		0.36%30
($291)		2.09%29
($1,696)		5.21%34
($4,234)		13.37%
Nebraska6.09%44
($4,949)		0.81%46
($660)		1.77%24
($1,439)		4.86%26
($3,950)		13.54%
Kansas5.28%39
($4,286)		0.69%42
($561)		2.70%38
($2,191)		5.35%35
($4,348)		14.02%
New Jersey8.65%51
($7,022)		0.00%1
($0)		1.11%13
($899)		4.30%14
($3,496)		14.06%
Pennsylvania5.33%40
($4,328)		0.00%1
($0)		4.11%50
($3,340)		4.65%21
($3,777)		14.09%
Connecticut7.42%49
($6,024)		0.74%43
($602)		1.40%16
($1,138)		5.02%28
($4,075)		14.58%
New York6.36%46
($5,167)		0.00%1
($0)		3.80%49
($3,086)		4.79%23
($3,890)		14.95%
Illinois8.24%50
($6,694)		0.00%1
($0)		3.43%47
($2,787)		5.19%32
($4,217)		16.87%

*Assumes “Median U.S. Household” has an income equal to $81,211 (mean third quintile U.S. income); owns a home valued at $332,700 (median U.S. home value); owns a car valued at $29,100 (the highest-selling car of 2025); and spends annually an amount equal to the spending of a household earning the median U.S. income.


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